We want to make sure you understand everything about your savings account. That’s why we’ve put together some helpful information that explains how it all works.

There are two sets of rules you need to read: the Product Special Conditions and the Savings General Terms and Conditions

These rules start from the day you open your account, and if they ever say different things, the Product Special Conditions will be the ones that count.

It’s really important to read everything before you agree to anything. If there’s something you’re not sure about or if you have any questions, please ask us, we're here to help before you decide to open an account.

Join us after July 2023?

You can find your terms and conditions here. 

Terms and conditions

View the full terms and conditions for our savings accounts.

Product Special Conditions

You can find these on the individual product pages.

Did you join us before July 2023?

You can find your terms and conditions here. 

Terms and conditions

View the full Terms and Conditions for our savings accounts.


Changes: Effective from 1st July 2023

We’ve made some updates to these terms and conditions following our merger with Newcastle Building Society on 1st July 2023. 


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Some good news

From 9th January 2024, we’ve removed the £20 CHAPS payment fee. That means there’s no longer any charge for CHAPS payments from your Manchester Building Society savings account.

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